Q: Is my data secure?

Absolutely. We prioritize Data Integrity and Privacy . Your business and lifestyle data is securely stored and synced to encrypted Cloudflare D1 servers via secure channels. This cloud-first architecture ensures your data is always consistent and accessible across all your devices. Critical files in the Secure Vault use row-level security, ensuring only you can access them. We follow a "Zero-Knowledge" approach where we provide the infrastructure, but you hold the keys. Additionally, our suite of free calculators is built to be browser-only , meaning those specific inputs never even touch our servers.

Q: How much does it cost?

We offer a generous Free Plan to get you started. For power users, our Pro Plan ($19/mo) provides dedicated Business features, and our Teams Plan supports small groups needing shared access. Details are available on our Pricing page.

Q: Who can see my uploaded receipts?

Only you. Our Receipt Scanner uses AI that runs locally on your device to extract details, meaning your sensitive financial data isn't processed by third-party brokers. Your documents are then encrypted and stored in your private vault.

Question 1

What is SparkyMinis?

Accepted Answer

SparkyMinis is a "Personal & Business Hub" designed specifically for Solopreneurs, Freelancers, and independent professionals. It combines professional Business tools (Invoicing, Expenses, Projects) with Lifestyle planners (Travel, Health) and a Secure Vault into one unified, private workspace.

Question 2

Is my data secure?

Accepted Answer

Absolutely. We prioritize Data Integrity and Privacy. Your business and lifestyle data is securely stored and synced to encrypted Cloudflare D1 servers via secure channels. This cloud-first architecture ensures your data is always consistent and accessible across all your devices. Critical files in the Secure Vault use row-level security, ensuring only you can access them. We follow a "Zero-Knowledge" approach where we provide the infrastructure, but you hold the keys. Additionally, our suite of free calculators is built to be browser-only, meaning those specific inputs never even touch our servers.

Question 3

What is a "Zero-Knowledge" approach?

Accepted Answer

Zero-knowledge means that SparkyMinis is designed so that we, the developers, have no way of accessing your private data. Your encryption keys are managed on your device, ensuring that even if our servers were compromised, your data would remain unreadable. This is a core pillar of our privacy-centric platform for professionals.

Question 4

Can I use SparkyMinis offline?

Accepted Answer

SparkyMinis is designed for the modern, connected professional and requires an internet connection for real-time syncing and AI features. While your data is cached for fast viewing, a connection ensures your changes are safely mirrored to your private cloud vault. You can export your data anytime for offline review.

Question 5

How much does it cost?

Accepted Answer

We offer a generous Free Plan to get you started. For power users, our Pro Plan ($19/mo) provides dedicated Business features, and our Teams Plan supports small groups needing shared access. Details are available on our Pricing page.

Question 6

Can I export my data?

Accepted Answer

Yes. Your data belongs to you, not us. You can export a full JSON dump of your workspace from `Settings > Security > Data Export` at any time. We believe in "No-Lock-In" portability.

Question 7

Who can see my uploaded receipts?

Accepted Answer

Only you. Our Receipt Scanner uses AI that runs locally on your device to extract details, meaning your sensitive financial data isn't processed by third-party brokers. Your documents are then encrypted and stored in your private vault.

Question 8

What happens if I clear my browser cache?

Accepted Answer

Your data is safe. Because SparkyMinis syncs your changes to your secure cloud storage, logging back in will restore your entire workspace. We recommend ensuring you are "Online" before clearing your cache to sync any pending changes.

Question 9

Do I need to update the app?

Accepted Answer

No. SparkyMinis is a Progressive Web App (PWA). It updates automatically in the background whenever you visit the site, ensuring you always have the latest security patches and features.

Question 10

How do I install the app?

Accepted Answer

Once logged in, navigate to `Settings > General` and click the "Install App" button. This adds SparkyMinis to your home screen or desktop for a native, app-like experience.

Question 11

Why is there a "Request Access" button for upgrades?

Accepted Answer

We are currently in a Soft Launch phase. As a bootstrapped company, we onboard our paid users through a "white-glove" process to ensure your premium workspace is perfectly configured for your business needs. Once you request access, we’ll reach out to finalize your setup within 3 working days.

Question 12

What is a "Workspace"?

Accepted Answer

A Workspace is a secure container for your data. You can maintain one for your Personal life (Lifestyle Suite) and another for your Company (Business Suite), switching between them instantly from the sidebar.

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Question 13

How do I create an invoice?

Accepted Answer

Navigate to `Dashboard > Business > Invoices` and click + New Invoice. Select a client, add your line items, and click Save. You can then download a professional PDF or email it directly.

Question 14

Can I track taxes like GST or VAT?

Accepted Answer

Yes. In `Settings > Tax & Compliance`, you can define your local tax labels and rates. When adding expenses or invoices, simply apply the corresponding "Tax Chip" for automatic calculation.

Question 15

How does the "Project" feature work?

Accepted Answer

Projects help you track the profitability of specific work streams. By linking Expenses and Invoices to a Project, you can see real-time Revenue vs. Cost reporting. Each project also includes a dedicated Files tab for contracts.

Question 16

What is the difference between a Client and a Vendor?

Accepted Answer

* Clients are entities you invoice for income.

* Vendors are entities you pay for expenses.

* You can manage these in `Dashboard > Business > Contacts` using color-coded badges.

Question 17

Can I upload receipts?

Accepted Answer

Yes. Use the Camera icon in the Expense form to snap a photo of your receipt. It will be automatically uploaded to your Secure Vault and linked to the corresponding expense record.

Question 18

Does it support multiple currencies?

Accepted Answer

Yes. You can set a default currency for each Client. Your dashboard converts these amounts back to your Base Currency for unified reporting.

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Question 19

How does the Trip Planner work?

Accepted Answer

The Trip Planner (`Dashboard > Lifestyle > Travel`) manages multi-destination itineraries and budgets. You can track spending across different currencies (e.g., USD + EUR) on the go using a simplified expense form.

Question 20

Can I share my travel itinerary?

Accepted Answer

Trip sharing is currently available for users within your shared Workspace. Navigate to `Manage Workspace > Share your apps` to invite a partner or family member.

Question 21

What is the "Friends & Family" section?

Accepted Answer

This is a private address book for personal relationships. It is kept strictly separate from your Business Contacts to ensure you never mix personal and professional communications.

Question 22

Can I track my workouts?

Accepted Answer

Yes, the Workout Planner allows you to build routines and log sessions in a distraction-free environment.

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Question 23

What can I store in the Vault?

Accepted Answer

The Vault is designed for high-stakes documents: Passports, Insurance Policies, Property Deeds, Contracts, and private journals.

Question 24

Who can see my files?

Accepted Answer

By default, files are visible only to the User ID that uploaded them. Even within a shared workspace, the Secure Vault requires explicit permission sharing to ensure your private records remain private.

Question 25

How do I back up to Google Drive?

Accepted Answer

Go to `Settings > Integrations` and toggle Google Drive Sync to ON. Once connected, every file you upload to the SparkyMinis Vault is automatically mirrored to a private folder in your Google Drive for extra redundancy.

Question 26

Is there a file size limit?

Accepted Answer

* Free Plan: 10MB per file.

* Pro Plan: 100MB per file.

Total storage limits (1GB to 100GB) apply based on your subscription tier.

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Question 27

How do I change my password?

Accepted Answer

We use secure Keyless Auth (Google/Microsoft Sign-In). You don’t need a SparkyMinis password; your security is managed through your trusted identity provider.

Question 28

Can I change the app theme?

Accepted Answer

Yes. We offer multiple themes like "Midnight", "Forest", and "Sunset". Switch them instantly in `Settings`.

Question 29

How do I delete my account?

Accepted Answer

Go to `Settings > Security` and click Delete Account. This is a permanent action that wipes all data from our servers. Please ensure you have exported your data first!

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Question 30

Do you share or sell my data?

Accepted Answer

No. We do not sell, rent, or trade your personal information. Even our support team cannot see your private workspace data unless you explicitly grant access for troubleshooting.

Question 31

What about Cookies?

Accepted Answer

We have a strict "No-Tracking" policy. We use Local Storage for your preferences and Functional Cookies only for security. We do not use third-party advertising cookies.

Question 32

Who owns my data?

Accepted Answer

You do. You grant us a limited license to host your data solely to provide the service. We claim no intellectual property rights over your contracts, invoices, or personal journals.

Question 33

Is my financial data private?

Accepted Answer

Yes. Our Row-Level Security ensures that even if you share a workspace with a team, your private Lifestyle and Finance modules remain visible ONLY to you unless explicitly shared.

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Question 34

What payment methods do you support?

Accepted Answer

We support Cards, UPI, Net Banking, and Wallets via our secure partner, Razorpay.

Question 35

Can I cancel my subscription anytime?

Accepted Answer

Yes. There are no lock-in contracts. You can cancel from `Settings > Billing` at any time, and access will continue until the end of your billing cycle.

Question 36

Do you offer refunds?

Accepted Answer

We do not offer refunds, but we provide a robust Free Plan so you can explore the platform before committing. You can downgrade or cancel at any time; your premium plan will simply remain active until the cycle ends.

Question 37

What happens to my data if my subscription ends?

Accepted Answer

Your account will transition to the Free Plan.

1. Access: If you exceed Free limits (e.g., more than 3 projects), your oldest excess projects will become Read-Only. They are not deleted, but you will need to re-subscribe or reduce your count to edit them.

2. Team Members: Invited members will lose access to the workspace.

3. Files: Existing files remain safe, but you will be unable to upload new files if you are over the Free storage limit.

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Question 38

Why should I upgrade to the Pro Plan?

Accepted Answer

The Pro Plan is tailored for active freelancers and solopreneurs who need robust business features. It includes advanced invoicing (IGST/CGST split), detailed project profitability reporting, priority support, and increased vault storage (100GB). It’s designed to be your complete business operating system.

Question 39

Is there a free trial for the Pro Plan?

Accepted Answer

We offer a high-value Free Plan that allows you to explore almost all features. This serves as an unlimited "trial" so you can confirm SparkyMinis fits your workflow before upgrading.

Question 40

Can I switch from a monthly to an annual plan?

Accepted Answer

Yes. Annual plans offer a significant discount (2 months free) and can be upgraded at any time from `Settings > Billing`.

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Question 41

I found a bug. How do I report it?

Accepted Answer

Navigate to `Dashboard > Help > Tickets` and click + New Ticket. Our founders review these daily.

Question 42

Can I suggest a feature?

Accepted Answer

We love feedback! Raise a ticket or email us at connect@sparkyminis.com. As a bootstrapped team, your suggestions directly influence our development roadmap.

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Question 43

Does SparkyMinis offer free financial calculators?

Accepted Answer

Yes! We offer a growing suite of free, no-signup financial calculators at sparkyminis.com/tools. These tools are available to everyone — no account required. They're fast, accurate, and built specifically for Indian investors, freelancers, and solopreneurs.

Question 44

What is the SIP Calculator and how does it work?

Accepted Answer

The SIP Calculator helps you see how a fixed monthly investment grows over time through the power of compounding. Enter your monthly amount, expected annual return, and time horizon — it instantly shows your total invested amount, estimated returns, and final corpus. Great for planning mutual fund SIPs.

Question 45

What is the FD Calculator?

Accepted Answer

The FD & Lumpsum Calculator tells you exactly what a one-time investment will be worth at maturity. It supports quarterly, monthly, and annual compounding, and shows the effective annual rate — so you can compare FDs across banks accurately.

Question 46

What does the GST Calculator do?

Accepted Answer

The GST Calculator adds or extracts GST at any slab rate (5%, 12%, 18%, 28%) and shows the CGST, SGST, and IGST breakdown. It’s an essential tool for Indian freelancers and small business owners to ensure accurate billing and tax compliance. It uses standard government formulas to ensure reliability.

Question 47

How does the Home Loan EMI Calculator work?

Accepted Answer

The Home Loan EMI Calculator takes your loan amount, interest rate, and tenure — and gives you the exact monthly EMI, total interest payable, and a year-by-year amortization table. It helps you understand the true cost of a home loan before you commit.

Question 48

What is the Personal Loan EMI Calculator for?

Accepted Answer

The Personal Loan EMI Calculator works the same way as the home loan one, tailored for shorter-tenure, higher-rate personal loans. It shows a pie chart of principal vs. interest so you can quickly see how much you're paying for the loan itself vs. its cost.

Question 49

What is the Goal-Based Savings Calculator?

Accepted Answer

The Goal Savings Calculator reverses the usual approach: instead of asking "how much will I get?", you tell it your target (e.g., ₹50L for a home in 10 years) and it tells you the exact monthly SIP or lumpsum needed to reach it. It includes presets for common goals like education, home purchase, and retirement.

Question 50

What does the Inflation Calculator show?

Accepted Answer

The Inflation Calculator shows how inflation erodes purchasing power over time. Enter an amount and see what it will be worth in the future — and what it would cost to buy the same things. At India's average ~6% inflation, ₹1 lakh today becomes ₹3.2 lakhs in 20 years. This tool makes that concrete.

Question 51

What is the SIP vs Lumpsum Comparison tool?

Accepted Answer

The SIP vs Lumpsum Calculator compares two investment strategies head-to-head with the same money — either the same total amount invested, or the same monthly commitment. It shows a year-by-year chart of both portfolios and identifies the crossover point where one strategy overtakes the other, along with a clear winner declaration.

Question 52

Are these calculators available inside the dashboard too?

Accepted Answer

Yes! If you're a logged-in user, all calculators are accessible directly from the Free Tools section in your dashboard sidebar — no need to navigate to the public site.

Question 53

Is calculator data saved or synced to my account?

Accepted Answer

Calculator inputs are saved locally in your browser (via `localStorage`) so you don't lose your work if you refresh. However, to ensure absolute privacy, these specific tools are browser-only and offline-ready. They are not synced to your cloud account and their data never leaves your device. You can, however, export your inputs and results as a JSON file from any calculator.

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