Income EstimatorTax

Old regime or new regime? Enter your income and deductions — instantly see which saves you more for FY 2024-25.

Your Income Details

Gross Annual Income (₹)

Old Regime Deductions (leave 0 if not applicable)

80C (PF/ELSS/etc.)

HRA Exemption

80CCD(1B) NPS

80D Medical

Other Deductions

Recommended Regime

✓ New Regime saves ₹17,420

Better

Standard Deduction₹75,000

Tax (before cess)₹68,750

Tax + 4% Cess₹71,500

Effective Rate5.96%

Take-Home₹11.29 L

Standard Deduction₹50,000

Total Deductions₹2.85 L

Tax (before cess)₹85,500

Tax + 4% Cess₹88,920

Effective Rate7.41%

Take-Home₹11.11 L

FY 2025-26 rates. Surcharge not included. Consult a CA for definitive tax planning.

Hourly Rate Reverser

Factor tax into your freelance rate.

SIP Calculator

Invest your tax savings and watch them grow.

Goal-Based Savings

Back-calculate monthly savings for any goal.

Profit Margin

Real profitability after costs.

GST Calculator

Calculate GST for any slab instantly.

SparkyMinis helps you log income, deductions, and expenses across the year — so you're ready to file without scrambling.

No credit card · Free forever plan available